According to Statistics Canada’s recently released 2016 Police –Reported Crime Statistics, Kelowna remains near the top of the list for 2 of 3 crime measurement categories. This article updates some of the data presented in Chapter 15 – Will My Family Be Safe? - in order that you can evaluate if Kelowna policing services have progressed in keeping citizens safer over the past year.
The Police – Reported Crime Statistics report (http://www.statcan.gc.ca/daily-quotidien/ 170724/dq170724b-eng.htm) contains much useful and interesting information on the prevalence and severity of crime in all its different forms among provinces, territories and municipalities.
The following table summarizes the statistics provided to Statistics Canada by municipal police departments across Canada. But first, let’s define the column titles.
· Crime rate measures the volume of crime reported to police per 100,000 population.
· Crime Severity Index (CSI) measures both the volume and seriousness of reported crime incidences and has a base index of 100 for 2006.
· Violent Severity Crime Index (VCSI) measure those violations in the Criminal Code identified as crimes against the person.
Census 2016 % Change Crime Violent Crime
Metropolitan Area Crime Rate 2006-2016 Severity Index Severity Index
Regina 9253 -25 125.8 124
Saskatoon 8942 -26 117.8 114
Edmonton 8131 -16 105.7 102
Winnipeg 6653 -40 103.9 150
Kelowna 8445 -27 100.3 63
Vancouver 7282 -28 94.3 73
Thunder Bay 6259 -29 85.9 126
St. John’s NL 5721 -15 79.2 89
Calgary 5260 -20 74.6 61
Canada 5224 -28 71.0 75
Victoria 5689 -42 63.8 57
Halifax 4663 -46 61.0 77
Montreal 3389 -44 57.8 73
Kingston 4743 -27 55.2 38
Guelph 4496 1 54.6 49
Ottawa 3492 -37 51.3 62
Toronto 2954 -34 47.5 70
Quebec 3000 -36 45.2 51
Source: Statistics Canada, Canadian Centre for Justice Statistics, Uniform Crime Reporting Survey, 2016.
Kelowna dropped from 2nd to 3rd place in the category of Crime Rate, and from 4th to 5th position for the Crime Severity Index. The Crime Rate in Kelowna has dropped 27% between 2006 and 2016 matching the national average decrease. There were 14% fewer violent crimes reported in 2016 compared to 2015 in Kelowna, however property-related crimes increased 6% in 2016.
These rankings appear to make Kelowna one of the leading crime-prone municipalities in Canada. However, when you look at the Violent Crime Severity Index, Kelowna is not in the top 10. What this means is that the higher Crime Rate is due mainly to non-violent criminal activities, and according to Kelowna RCMP, those involve drug sales/possession, thefts from cars (usually unlocked!!) and thefts of bicycles.
The Kelowna RCMP reported to City Council in May 2017, that the number of criminal code infractions from January to March 2017, were similar to 2015 values, over the same reporting period.
Of the 22 cities with populations between 100,000 and 200,000 reported by Statistics Canada, the average number of serving police officers was 143 per 100,000 population. Kelowna compares somewhat favourably (138 officers, 3.5% less) with these similar-sized cities but has room to grow to achieve the national average of 190 officers per 100,000 (27% less).
The Kelowna RCMP detachment moved into its new $48 million digs in June, vacating its old detachment building built in 1962. The new headquarters features modern standards for functions such as evidence, identification, forensics, records, laboratory, cell block, and upgraded underground infrastructure.
MTK Blog HGP 8/17
Chapter 23, ‘Green Thumbs Up’, describes not only the great opportunities for growing a wide variety of food and ornamental plants in Kelowna, but also some of the challenges such as low summer rainfall and high temperatures.
If you are thinking of moving to Kelowna, please remember that insects are both a blessing and a curse to gardeners who must be ever vigilant for their presence for the bad ones in order to minimize damage to garden plants. More and more gardeners are seeking alternative control options to synthetic pesticides. In this article co-author Hugh Philip offers some guidance on combining the concept of integrated pest management (IPM) and organic methods of protecting plants.
OUTSTANDING GARDENERS ARE THOSE OUT STANDING
IN THEIR GARDENS
BEST GARDENING PRACTICES
1. CERTIFIED SEED - Use seed from certified sources (disease-free)
2. CLEAN COMPOST - Use clean, well-composted mulch, soil amendments to enrich soil, improve moisture holding and texture.
3. SANITATION – rogue diseased/damaged plants and plant parts, remove all vegetable matter at harvest (above and below ground); remove plant debris from around and within plots.
4. ROTATION – do not grow same crop in same plot in successive years; consider planting non-host crops in alternate years.
5. OBSERVATION – inspect garden weekly for plant health problems and take immediate action to correct using appropriate remediation measures.
6. WATER AND NUTRIENT MANAGEMENT - Do not over water or over fertilize.
7. KEEP RECORDS – plant varieties, planting dates and harvest, what and when control actions taken, rates or frequency, compost application rates, etc.
INTEGRATED PEST AND DISEASE MANAGEMENT PRACTICES
a. Avoid introduction of pests/diseases (infested plants, soil, tools, footwear, equipment, seed, poorly prepared comport, etc).
b. Do not create conditions suitable for pests/diseases (overwatering, untimely watering, continuous cropping of same crop, crop debris, weeds, etc.).
c. Use disease-tolerant or resistant varieties.
d. Healthy plants can withstand greater pest pressure and suffer less injury.
2. ACCURATE IDENTIFICATION OF PROBLEM
a. Incorrect diagnosis = incorrect solution = greater problem.
b. Know thine enemy – collect and share information from reliable sources.
c. Most garden centres provide plant health diagnostic services.
3. MONITORING – pest population and damage assessment.
a. Determine if and when pests and diseases need control during the growing season.
b. Aids in detection of new pests and diseases which should be reported to authorities.
c. Detection of other plant health problems.
4. USE OF ACTION THRESHOLDS
a. Does the pest level or damage warrant control action?
b. Try to establish tolerance levels as guidelines.
c. Thresholds can vary for same pests depending on crop and variety tolerance, development stage, weather conditions, plant vigor.
5. CONTROL ACTIONS
a. Encourage parasitoids with favoured flowering plants – dill, buckwheat, coneflower, alyssum, etc.
b. Physical control – Reemay cloth, plant collars, mulches, ditches, fences/screens, hand-picking/squashing.
c. Cultural control – preventative practices, sanitation, repellent plants.
d. Behavioural control – baited traps, yellow sticky traps, U/V light traps.
e. Chemical control – coppers, sulphur, soaps, potassium bicarbonate, ferric phosphate (slugs).
a. What went right and wrong, why, and how to repeat success and avoid problems.
b. Seek information from reliable sources.
Successful application of integrated pest management practices and products is only possible through the involvement of ALL gardeners at a garden site or in a neighbourhood. Plant insects and diseases do not recognize boundaries!
CONTROL OF SOME COMMON GARDEN PESTS
In this section, Hugh provides a brief description of the host plants, life cycle, some organic control options, and finally, a web site where to find more information on the pest.
1. Colorado potato beetle
a) Hosts – potato, eggplant, tomato, pepper, weeds (mullein, thistle).
b) Life cycle – Adults overwinter (O/W) 30-40 cm in soil outside garden; emerge in spring, walk to garden to feed, mate, lay eggs; new adults can fly.
c) Control –
· Plastic lined ditch or eaves trough around patch
· Floating row covers before adults appear
· Hand-picking adults in spring, squashing eggs & larvae
d) More information – en.wikipedia.org/wiki/Colorado_potato_beetle
a) Hosts – cole crops, ornamental trees and shrubs, herbs.
b) Life cycle – O/W eggs hatch and winged adults fly to summer hosts; live births for several summer generations; mate in fall and lay O/W eggs on alternate hosts.
c) Control –
· Do not over fertilize plants
· Encourage biological control agents– many parasites (minute wasps) and predators (ladybugs, lacewings, hover flies) feed on aphids
· Attract parasitic wasps using flowering plants such as dill, yarrow, caraway, fennel, coriander, statice and more
· Soap and water sprays may help but repeat when pests reappear
d) More information – en.wikipedia.org/wiki/Aphid
3. Root maggots
a) Hosts – onion, turnip, radish, carrot, cabbage.
b) Life cycle – O/W as pupae in garden soil; adults lay eggs around base of plants; 1-3 generations/ season.
c) Control –
· Apply floating row covers once plants emerge or at transplanting – only to noninfested plots
· Plant collars (tar paper)
· Used coffee grounds or egg shells placed around base of plants have shown some success
· Plant as early as possible to have stronger seedlings when flies appear
· Or plant after first adult generation
d) More information –www.extension.umn.edu/garden/insects/find/root-maggots-in-home-gardens/
4. White grubs (larvae of June beetles)
a) Hosts – roots of grasses and root crops.
b) Life cycle – 2-year larval life span; O/W as larvae and adults in soil; one generation/year.
c) Control –
· Avoid planting into virgin soil for one year
· Do not plant within 1 m of grassy margins
· Deep till and remove larvae and adults in spring
d) More information – ento.psu.edu/extension/factsheets/white-grubs-lawns
a) Hosts – seeds, seedling roots.
b) Life cycle – 2- to 7-year larval life span; O/W as larvae; one adult generation/ year.
c) Control –
· Same as for white grubs
· Bury oatmeal patties or carrots 5 – 10 cm in soil to collect larvae weekly
d) More information - www.omafra.gov.on.ca/english/crops/facts/00-047.htm
a) Hosts – above and below ground damage to seedlings and growing plants.
b) Life cycle - O/W in all stages; 1-3 generations/year, depending on species.
c) Control –
· Hand pick larvae in soil (2-5 cm) near dying/dead plants.
· Maintain weed-free planted and fallow garden plots
· Attract parasitic wasps using flowering plants such as dill, yarrow, caraway, fennel, coriander, statice and more.
d) More information –www.extension.umn.edu/garden/insects/find/cutworms-in-home-gardens/
a) Hosts – eggplant, pepper, sweet potato, tomato, chickweed.
b) Life cycle – O/W adults on indoor and some outdoor plants; several generation/year.
c) Control –
· Floating row covers
· Remove field bindweed, chickweed and other low-growing perennial plants on which adult O/W
· Soap sprays shown mixed results
· Biological control (parasitic wasp)
d) More information – extension.colostate.edu/topic-areas/insects/greenhouse-whitefly-5-587/
8. Codling moth
a) Hosts – apple, pear, crabapple, quince, peach, walnut.
b) Life cycle – O/W as larvae on host; 2-3 generations/year.
c) Control –
· Prune tree to suitable height and density for inspecting fruit for damage
· Thin fruit to singles
· Seek and destroy infested fruit
· Cardboard bands applied in mid-June, replace mid-July, and destroy after Sept.
d) More information - www.oksir.org/ (Okanagan-Kootenay Sterile Insect Control Program)
Moving to Kelowna, BC - Craft Breweries, Cideries and Distilleries
In response to the question “Does Kelowna have any craft breweries or cideries", co-author Hugh Philip’s
research has turned up the following information on local craft breweries, cideries, and distilleries.
Wine is certainly the beverage that has put Kelowna and the Okanagan Valley on the map of very good wine growing regions of the world. But wine is not the only alcoholic beverage that is having a renaissance in Kelowna and other communities in the Okanagan. Many fine craft cideries, breweries and distilleries are available to quench the thirst of locals and visitors for their products made mainly from locally sourced fruit, hops and grains.
Let’s have a look at cider. Just what is cider? Basically it is an alcoholic beverage made from fermented apples, occasionally from pears. Cider is brewed around the world. It starts out as apple juice to which is added a champagne yeast to change the sugars into alcohol. In North America cider is referred to as hard cider. It is especially popular in England where it has been brewed for 2000 years, if not more. The five Kelowna cideries listed below use only100% local apples or pears to produce ciders that vary in alcoholic content (4.5%-7% by volume) and flavour based on the varieties of apples or pears used.
Cideries offer an alternative market to juicing the less than perfect fruit. The fruit must comply with national food safety standards just like fruit destined for the fresh market. Some ciders have hops, ginger, or cherries added to hopefully expand the appeal of the ciders. But beer enthusiasts, take heart. Kelowna is also blessed with some great craft breweries that, in our humble opinion, make as flavourful and as memorable craft beers as any other craft breweries around. Since 2010 the number of craft breweries has increased from 54 to 125 (January 2017) and Kelowna has seen part of that growth:
The breweries vary the selection of beers on tap throughout the year and are not always available for sale through regular retail outlets. Craft breweries source different varieties of hops and yeasts from the BC Interior, the U.S., Australia and Europe in order to brew many types of beer. The other essential ingredient, malt, is sourced in BC. Once the malt has completed the brewing process it is fed to local farm animals. Alcohol content varies between 4.0% and 6.7%. Some beers include local apples and cherries to create distinctive flavours. Local breweries participate every May in the annual 3-day Great Okanagan Beer Festival where over 40 breweries from across BC and some from Eastern Canada showcase their beers in Waterfront Park. For those of you interested in our local craft distillery products, you too will impressed with the quality and variety of local products.
All the distilleries use 100% local grains and fruit to produce the alcohol that goes through a distilling process before being infused with flavours to create their various products. Just like wineries, craft cideries, breweries and distilleries have tasting rooms where you can savour their various products which can be bought on-site.
So how does the BC craft alcoholic beverage industry stack up against the national and international
products sold in BC? According to an article published June 2016 in What’s Brewing Magazine, craft cideries have 2% of the total cider/cooler market, whereas craft beers have 22% of all beer sales in BC. The following table shows the value of alcoholic beverage sales (imported and domestic) sold in BC during the year ending March 31, 2015 (Statistics Canada, 2016, CANSIM table 183-0023.). As you can see the value of cider and cooler sales enjoyed the greatest % increase in sales of all categories.
Annual Sales of Alcoholic Beverages in BC (April 1, 2014 – March 31, 2015)
$ million % change
Spirits 772.4 3.3
Wine 1,030.7 7.1
Beer 1,118.9 3.1
Ciders, coolers 170.5 16.6
Total 3,092.5 5.1
How do prices compare between craft ciders and beers? Cider costs more than beer, anywhere up to 100% more. All alcoholic beverage retail sales have 10% PST and 5% GST added on at point of sale as well as a refundable container deposit (if applicable). So if wine and its cousins are not your beverages of choice, you have a good selection of local craft beers, ciders and distilled spirits to enjoy with family and friends. And we would like to remind you – Always remember to drink responsibly.
$57,100 Is How Much Money
The Average Canadian Realtor Earns?
Why Should You Care?
I believe it goes without saying that all small business people want to be above average in their chosen industry. Realtors are definitely small business owners. In fact, if you think about it, realtors are one of the purest forms of capitalism there is. If you don’t produce, you don’t eat, and there is no one to blame but yourself.
The beauty of this industry is that there is a relatively low cost of entry, which is a big reason why so many people give this opportunity a shot. There is no inventory to purchase or manufacture, and no space to build out.
Getting started in real estate, like in many service industries, is generally not a huge challenge.
Yes, one has to study a little and pass the real estate exam, but certainly there are no huge hurdles to overcome in order to get started. In a few short months . . . “poof” . . . one becomes a professional, and is ready to get out there and strive to become an “above average” earner.
So what is an “above average” earner in this industry? Let me share a few facts.
Below are some results based on the most accurate data that is available. I say it’s accurate because these numbers are from tax returns reported by the Canada Revenue Agency. Here is how the “average” results stacked up for 37,746 unincorporated real estate agents in Canada in 2013.
I’ll get to why I believe this is important in a moment.
Average Total Revenue (Commissions) $105,100
Average Net Profit (Income) $ 57,100
Okay, so we see that the “average” realtor in Canada made about $57,000 in 2013. I assume you are a realtor or are thinking of becoming one, or you wouldn’t likely be reading this blog. Is this what you expected? Is this helpful, or just interesting? Are you beating this average? If not, why not? Perhaps, performing around the average is satisfactory to you and you are now patting yourself on the back.
Let’s assume you wish to become above-average. What would that look like? Below are the average results of the top quartile (25%) of all tax-paying unincorporated realtors in Canada.
Average Total Revenue (Commissions) of top 25% $224,100
Net Profit (Income) of top 25% $126,700
Now, let’s talk briefly about why this data should be important to anyone with an interest in this industry. It should, in fact, be interesting to any small business owner.
Obviously, the group producing the above-average results are doing something that the average producers are not. One could argue that “someone has to be average in order to have an average in the first place”. Of course this is true, however this is more of an excuse than an argument, don’t you think?
In the few minutes it took to read this article, you have learned some interesting facts about the business of being a real estate agent in Canada. This is kinda nice and somewhat helpful to some, I trust. However the more important benefits to readers, should include:
There are all types of goals one can, and should, create in order to help grow their businesses. Profitability goals are one of the most important objectives one should develop and strive for, yet I am often amazed at how few entrepreneurs have a handle on this most basic business benchmarking parameter.
To learn more about how industry leaders become industry leaders, and to request your “free” benchmark statement for your industry, visit my site at www.howmuchmoneycanimake.com